Saeed, L. A. (2026) “Financial Immunity and its Role in Successful Financial Decisions: An Analytical Study of the Opinions of a Sample of Leaders and Financial Executives at Hiwa Rauf and Halabja Investment Group in Sulaymaniyah Governorate”, KOYA UNIVERSITY JOURNAL OF HUMANITIES AND SOCIAL SCIENCES, 9(2), pp. 201–216. doi: 10.14500/kujhss.v9n2y2026.pp201-216.